am dying of bad credit debt i need help?
Posted by | Posted in Credit Help | Posted on 15-04-2010-05-2008
12
i need a help from any one who can get me out of this bad credit debt its drowning me..
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?redit repair work?d fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service – credit-report-free.totalh.com
In order to get out of debt you need a plan. Contact the National Foundation of Credit Counselors at
http://www.nfcc.org. They will put you in touch with group to help you.
Go to experian.com /
1.Dispute any untrue negative items that are wrongfully on your credit report
2.Pay down any debts you have.
3. Send debt validation letters to everything you have listed in collections (you can find sample debt validation letters online).
4. Call credit card companies to make deals and settle for less.
I am Mrs Vanilla Pam,currently living in New florida,USA.I am a widow at the moment with three kids and i was stuck in a financial situation by may 2009 and i needed to refinance and pay my bills.I tried seeking loans from various loan firms both private and corporate but never with success,and most banks declined my credit.But as God would have it,i was introduced to a man of God a private loan lender by name Mr Lacus Robinson who gave me a loan of $75,000USD and today am a business owner and my kids are doing well at the moment.So dear,if you must contact any firm with reference to securing a loan with low interest rate of 3% and better repayment plans and schedule,please contact Mr Lacus Robinson.He doesn’t know that am doing this but am so happy now and i decided to let people know more about him and also i want God to bless him more.You can contact him through his email at lacuslendingfirm@gmail.com
Only you can get yourself out of this
Start with a local chapter of nfcc.org
The only help I can offer you is to fully evaluate your circumstance and you give the best solution. I used to work for a debt management firm for many years, but left after having my child. I am an experienced debt analyst and would not charge to give you an un-bias solution. There are three main types of debt programs out there to help get rid of credit debt. Consolidation, Settlement/Negotiating, Bankruptcy. They each have their pros and cons and can help some really get out of debt. Even though they may all work, they do not work for all. You have to make sure you choose the best solution that’s tailored to your needs. There are also many companies out there for profit and not to really help others during tough times. Just be wise before you commit to anything, as it is easy to make a bad decision in desperate times.
If you have any questions or if you want me to help analyze your situation, feel free to contact me at life77449@yahoo.com I can forward you my contact information from there.
Best of luck and stay afloat. You’ll soon get over this.
Any problem with bad credit is really troublesome. You have to deal with debt collectors and if it gets out of hand, then a court summons might follow.
It is best to talk with the bank or the company that you have a debt with and try to negotiate it. If you need help, there are a lot of companies that offer debt relief and help you in trying to negotiate it. ust remember that debt settlement is not an appropriate and right method and should be the last option for the user. The program is planned for people under severe debt problems who are badly in need of credit card debt relief.
You must absolutely talk to your creditors because so many of them are able to work with you. Although, some require you to be delinquent at first. I work with a lot of people who have the worst time dealing with their debts. Its pretty tough to see.
You should try debt settlement to pay all your debts.
credit repair company…
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Get yourself into a debt management plan with a REPUTABLE deby company, as long as you are sure that all the debt is yours and correct. Then you can pay it off at a rate that you can manage, when its done, you can rebuild your credit rating.
My best friend was in debt by thousands of dollars. She hired a debt consolidating company to help her finances. The fee was high, but she says it’s worth it. Now the only problem she has is maintaining the control of her credit and rebuilding her credit score.