How do you get a free credit report with a credit score?
Posted by | Posted in Credit Help | Posted on 18-08-2010-05-2008
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I have requested and received free credit reports from all the 3 credit agencies, but none of the reports include a credit score. Are they required to send you your score. I did see a link on one of the sites that asked for to get my credit score and not just the credit history.
Credit reports are free (AnnualCreditReport.com) but scores are not. Reviewing the reports is much more important than your scores.
You could have gotten your FICO score with your Equifax report for $8. You can also get FICO scores for TransUnion and Equifax at MyFico.com. Consumers can no longer get FICO scores for Experian. The Experian and TransUnion sites sell Vantage (different scale) and third party monitoring services use Fakko scores.
CreditKarma.com and Quizzle.com both offer free score estimators. They are not FICO, but sorta like FICO, give or take 50 points or so. Good enough if you are just curious about your score.
get more details ; open the first & fourth link on: http://www.credit-report-4help.co.cc
You can get your credit report for free…but not your credit SCORE for free. You will always have to pay for that. You can buy your score at: myfico.com or equifax.com
Any firm offering a “free” credit score will want your credit card number for paid monthly memberships…
You are entitled to a free credit report but not a credit score. You have to pay for that or sign up for a service you may not want.
They are not required to send you any of your scores for free. You can get one of your scores for free at http://www.creditkarma.com but that score is used only by that website. To get your real scores, you have to pay.
Your FICO score is NEVER free
It is under $15 to obtain from myfico.com
annualcreditreport.com might have it. It is free.