Wednesday, June 30th, 2010 at
2:34 PM
Im 22 and have been out of college for over 1 year. My parents provide no financial assistance; yet the government and school won’t provide me with aid because of my parents income. The estimated family contribution is too high. I work monday-friday 9-6 and cant make ends meet as is. I have terrible credit and no shot at school loans or grants. I have wanted to finish school and i am in my junior year. Because i was working 3 jobs to pay for school my grades dropped tremendously and i was put on academic probation. I have the determination and drive to make something of myself, just cant find a way to afford living and going to school. I am nobody special- i have no family involved in organizations who provide scholarships & my grades arent good enough to be awarded. I was recently accepted to the university i wanted to attend & am so excited but i dont know how i will afford it. Can anybody give me any advice? I appreciate any help on my problem. Just cant find a way to succeeding:(
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Wednesday, June 30th, 2010 at
2:44 AM
My credit score is about 615. I am working on improving my score so that I can qualify for a mortgage loan with low financing in about a year or so. I currently have an auto loan, and 3 revolving credit accounts. (All bank credit cards) Two of the revolving accounts are new, and the other almost a year old. My auto loan will be a year old in July of this year. Should I apply for more credit to get my score higher? If so what type of credit? What is a good mixture of credit to have to get a person’s score higher? Any advice is appreciated. Thanks!
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Tuesday, June 29th, 2010 at
12:10 PM
He got denied for a few different loans in the past month. He tried for a home equity loan, a personal loan and he cannot refinance on the house. We got behind because of the economy and his hours being cut at work. He is getting the loan to pay off all the bills that are getting in the way of him being able to manage all of them and then just having that one payment to take care of for the loan at his bank that he is trying to apply for. He is still paying on a loan (3,000) that he had been approved for 1 1/2-2 years ago. He has ALWAYS been on time with paying that bill, because he never knew when he would need one again. He very rarely has overdrafts either. With his credit being bad and having a friend/family member (not sure which one, because the agreement was not to tell he was helping AND my boyfriend offered him 0 just for his signature). Will this person having PERFECT credit help with him getting approved. Thanks so much 
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Tuesday, June 29th, 2010 at
2:37 AM
Let’s say I buy something for 0. I return it and they say I will have that credit back on my credit card. So now my credit card balance is 0? What if I paid for that 0 already and then returned it and got credit back? Can a credit card have a balance and have money withdrawn from it?
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Monday, June 28th, 2010 at
2:41 PM
I’m about to start my Sophomore year in college and I’ll be living in a house next year and I’m wanting to start building my credit score. I’ll have to funds to pay it off every month and am going to only use it with groceries and gas. I was wondering which ones have good rewards and stuff like that. Any help would be great. Thanks for looking
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