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Is my credit score weak because I only have 6 months of credit experience?

Tue, 08 Mar 2011 20:44:47 +0000

I got a letter back and my credit score is only 665. I only have 6 months of credit history, but all of my credit cards do have a pretty high balance, although I pay them all on time and I just opened an account with AT&T last month. Is my credit going to stay this bad as long as I keep a high balance on my credit cards? Or is it just high because I do not have a lot of credit experience?

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How can I build credit without a credit card?

Tue, 01 Mar 2011 20:49:00 +0000

I want to get my own cell phone plan with AT&T but I don’t have any credit and dont want to have to put down an expensive down payment. How can I buil my credit with out credit cards?

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What is the credit score threshold for a credit card?

Mon, 28 Feb 2011 23:04:14 +0000

My credit is around 570. I would like to increase it, but I was wondering what the cut off between "bad" & "not so bad, sorta fair" credit was, as I am planning on applying for a card to increase my score RESPONSIBLY. After paying off all of my debt ( which made me feel GREAT!!!), I need to rebuild my credit.

Suggestions?

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Where can I go to find somebody to help my credit?

Mon, 27 Dec 2010 02:26:33 +0000

Where can I go to find like a credit repair comany or somebody to repair my credit. None of the stuff on my report is false. When I turned 18 I didn’t know about credit & now I want to fix it since Im trying to buy a house. I have 512 & I need a 540 to get the loan. How can I get my score up is there anyway? or anybody who can do it fast?

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Does applying for credit cards ruin my credit? Please help.?

Wed, 22 Dec 2010 02:24:32 +0000

I have applied for several credit cards. I have a credit card for jcpenny, american eagle and macys. all of these cards were approved.

i also applied for a victoria secret, express and abercrombie credit card, but all of them were rejected. my question is:

does this affect my credit in any way? by applying for a lot of credit cards & then not having them approved, ruin my credit?

for my three credit cards which i have already, i always make payments on time.

please help meeeee.

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What is the credit score threshold for a credit card?

Thu, 12 Aug 2010 21:49:47 +0000

Suggestions?

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How big is the credit limit for HP computers credit card?

Fri, 06 Aug 2010 00:10:24 +0000

I have 3 store department credit cards with credit limits of 100&200&150 im planning to pay them off and get a laptop.. I just wanted to apply for an hp credit form.. Does anyone have an idea of how much their credit limits are)

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How long to build credit up after cancelling credit card?

Wed, 28 Jul 2010 00:10:01 +0000

I am thinking of getting a particular credit card to use on a purchase due to the fact it offers money off the purchase. I know this isn’t a great idea, so I’m still thinking about it, but my concern is with my credit. My credit is fairly good right now and I’m wondering if I get the card and cancel it shorty after, how long does it take to build the credit I lost from getting & cancelling the card, back to normal? If it’s just a few points, does that take weeks/months? Thanks.

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I want to go back to college I have no $ bad credit & no help from parents I cant get grants or aid. hopeless?

Wed, 30 Jun 2010 14:34:25 +0000

Im 22 and have been out of college for over 1 year. My parents provide no financial assistance; yet the government and school won’t provide me with aid because of my parents income. The estimated family contribution is too high. I work monday-friday 9-6 and cant make ends meet as is. I have terrible credit and no shot at school loans or grants. I have wanted to finish school and i am in my junior year. Because i was working 3 jobs to pay for school my grades dropped tremendously and i was put on academic probation. I have the determination and drive to make something of myself, just cant find a way to afford living and going to school. I am nobody special- i have no family involved in organizations who provide scholarships & my grades arent good enough to be awarded. I was recently accepted to the university i wanted to attend & am so excited but i dont know how i will afford it. Can anybody give me any advice? I appreciate any help on my problem. Just cant find a way to succeeding:(

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I'm 19, No Credit and need help…?

Wed, 23 Jun 2010 10:08:49 +0000

My girlfriend and I have ZERO credit. But we need help so we want to look into getting a credit card. We’d like some advice since we’re totally new to this. What cards are good for us & what one’s to avoid. Also, if you can add anything on loans for vehicles or even personal loans would be great. Thanks Guys!