Posted by | Posted in Credit Help | Posted on 10-03-2011-05-2008
5
im just starting out trying to establish good credit i already have a auto loan and two credit my question is after reading other people comments about not using up not more then thirty percent of your available credit line on my first credit card my limit was hundred and fifty dollars and i would use the full amount every month but would never go over the limit im wondering sense i used a hundred percent of my available credit will that hurt my score????@? ive had thecard for six months now and they have moved my limit to five thousand dollars is that a good sign???@
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Posted by | Posted in Credit Help | Posted on 01-01-2011-05-2008
4
I need a new car and have always figured paying cash was best. I have limited credit history that I messed up in college, so my score is 520-550. I was looking at a few used cars but figure a newer used car would be more reliable and need less maintenance. What effect will paying the loan on time have for me? How long before any benefits kick in? Will it improve my score more because most of my credit now is very small credit cards and this will be a big auto loan?
I know making payments is kind of a waste, but I have the income to pay more, so I’m just focused on what, if any, FICO score improvement I can get.
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Posted by | Posted in Credit Help | Posted on 09-07-2010-05-2008
2
Is it 600 or above? I am working on fixing my credit and I have an auto loan that will help rebuild my credit. I need a credit card for emergency’s and to help my credit, just wandering when I should apply for one. Right now Its not near 600.
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Posted by | Posted in Credit Help | Posted on 30-06-2010-05-2008
2
My credit score is about 615. I am working on improving my score so that I can qualify for a mortgage loan with low financing in about a year or so. I currently have an auto loan, and 3 revolving credit accounts. (All bank credit cards) Two of the revolving accounts are new, and the other almost a year old. My auto loan will be a year old in July of this year. Should I apply for more credit to get my score higher? If so what type of credit? What is a good mixture of credit to have to get a person’s score higher? Any advice is appreciated. Thanks!
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Posted by | Posted in Credit Cards | Posted on 24-04-2010-05-2008
15
I just turned 18 and I want to establish my credit. I already own a car so I don’t want to get an auto loan to start establishing it. I want to get a credit card with a low credit limit so I can start establishing it. Where are the easiest places to get credit cards?
My bank does not have credit cards. I also do not feel like changing banks because I have been with this one for 2 years.
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