CreditRepairFree.Org » Credit Cards http://creditrepairfree.org Credit Repair Information Mon, 15 Aug 2011 13:45:10 +0000 en hourly 1 http://wordpress.org/?v=3.1.1 How to get a credit card with no credit and no checking account? http://creditrepairfree.org/credit-help/how-to-get-a-credit-card-with-no-credit-and-no-checking-account-2/ http://creditrepairfree.org/credit-help/how-to-get-a-credit-card-with-no-credit-and-no-checking-account-2/#comments Thu, 17 Mar 2011 03:57:11 +0000 I’m young with no credit and no checking account. I’ve been looking online and have only come across debit cards or credit cards that require a checking account. Where and how can I get a CREDIT CARD w/ no credit and no checking account?

]]> http://creditrepairfree.org/credit-help/how-to-get-a-credit-card-with-no-credit-and-no-checking-account-2/feed/ 6 Are credit repair companies legit and do they really help? http://creditrepairfree.org/credit-repair/are-credit-repair-companies-legit-and-do-they-really-help/ http://creditrepairfree.org/credit-repair/are-credit-repair-companies-legit-and-do-they-really-help/#comments Wed, 16 Mar 2011 21:36:27 +0000 I am trying to raise my credit score quickly. Right now I am at 593-around 650 depending on agency. So, by paying off the 5 credit cards that I currently have(some with amounts ranging from 1,500-2,500), should that raise my credit score a great deal? If not, will a credit repair company help or are they just a scam?

]]> http://creditrepairfree.org/credit-repair/are-credit-repair-companies-legit-and-do-they-really-help/feed/ 4 How do I switch credit cards and not affect my credit score? http://creditrepairfree.org/credit-help/how-do-i-switch-credit-cards-and-not-affect-my-credit-score-4/ http://creditrepairfree.org/credit-help/how-do-i-switch-credit-cards-and-not-affect-my-credit-score-4/#comments Wed, 16 Mar 2011 01:27:51 +0000 I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don’t need these credit cards and I would like to cancel them and have this "possible credit" to go towards the new card. I heard once that canceling a credit card has a negitive effect on your credit score. Is this true? If so, how do I switch credit cards and avoid affecting my credit score in a bad way?


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    ]]>     http://creditrepairfree.org/credit-help/how-do-i-switch-credit-cards-and-not-affect-my-credit-score-4/feed/ 4     How do credit cards Revolutionize they way we live today? http://creditrepairfree.org/credit-cards/how-do-credit-cards-revolutionize-they-way-we-live-today/ http://creditrepairfree.org/credit-cards/how-do-credit-cards-revolutionize-they-way-we-live-today/#comments Tue, 15 Mar 2011 00:15:50 +0000 How did credit cards Revolutionize they way we live today?
    Do you the history of the credit card?
    How do credit cards effect us?
    Positively
    Negatively?
    Thanks!


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      ]]>       http://creditrepairfree.org/credit-cards/how-do-credit-cards-revolutionize-they-way-we-live-today/feed/ 1       I am having 4 credit cards and done the balance transfer. Can i apply one more credit Card? http://creditrepairfree.org/credit-cards/i-am-having-4-credit-cards-and-done-the-balance-transfer-can-i-apply-one-more-credit-card/ http://creditrepairfree.org/credit-cards/i-am-having-4-credit-cards-and-done-the-balance-transfer-can-i-apply-one-more-credit-card/#comments Mon, 14 Mar 2011 23:07:13 +0000 I am having 4 credit cards and done the balance transfer. Now I need to pay one of credit before April. I want to apply one more credit card to do that. It is possible to apply one more credit card. Which is the best credit that gives me higher credit limit? When can I apply the credit card?


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        ]]>         http://creditrepairfree.org/credit-cards/i-am-having-4-credit-cards-and-done-the-balance-transfer-can-i-apply-one-more-credit-card/feed/ 1         How do I switch credit cards and not affect my credit score? http://creditrepairfree.org/credit-help/how-do-i-switch-credit-cards-and-not-affect-my-credit-score-3/ http://creditrepairfree.org/credit-help/how-do-i-switch-credit-cards-and-not-affect-my-credit-score-3/#comments Sun, 13 Mar 2011 20:41:20 +0000 I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don’t need these credit cards and I would like to cancel them and have this "possible credit" to go towards the new card. I heard once that canceling a credit card has a negitive effect on your credit score. Is this true? If so, how do I switch credit cards and avoid affecting my credit score in a bad way?


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          ]]>           http://creditrepairfree.org/credit-help/how-do-i-switch-credit-cards-and-not-affect-my-credit-score-3/feed/ 1           Credit…..? http://creditrepairfree.org/credit-help/credit-12/ http://creditrepairfree.org/credit-help/credit-12/#comments Sat, 12 Mar 2011 20:41:54 +0000 I am attempting to purchase a vehicle, but a problem than I have run into constantly is my financing history; meaning I have not financed anything over k. My credit history is good, I have about four credit cards that I sustain a moderate revolving balance on monthly. I have done well with them, but I have had one for 1 year, the next for almost a year, and the other two inside of six months. The auto that I am trying to purchase is around k, with one bank accepting me for a rate of 7% with 20% down, while all other banks decline my application.

          I guess I have three questions =P
          1. Why did this creditor accept me on decent terms?
          2. How do I find more like that?
          3. If I keep me credit cards in good standing, will that eventually solve the issue with my financing history?

          Thanks


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            ]]>             http://creditrepairfree.org/credit-help/credit-12/feed/ 2             What credit card out there has the easiest approval? http://creditrepairfree.org/credit-help/what-credit-card-out-there-has-the-easiest-approval/ http://creditrepairfree.org/credit-help/what-credit-card-out-there-has-the-easiest-approval/#comments Fri, 11 Mar 2011 18:23:32 +0000 I have some credit, but not a whole lot. My credit score is 628. I also have a delinquncy with Chase, which I am trying to pay off now, but I want to get a different credit card in the mean time to make payments on that to increase my score.

            So what are some credit cards that will approve almost instantly with a credit score like that? I just want to get it to improve my credit.


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              ]]>               http://creditrepairfree.org/credit-help/what-credit-card-out-there-has-the-easiest-approval/feed/ 2               Is my credit score weak because I only have 6 months of credit experience? http://creditrepairfree.org/credit-help/is-my-credit-score-weak-because-i-only-have-6-months-of-credit-experience/ http://creditrepairfree.org/credit-help/is-my-credit-score-weak-because-i-only-have-6-months-of-credit-experience/#comments Tue, 08 Mar 2011 20:44:47 +0000 I got a letter back and my credit score is only 665. I only have 6 months of credit history, but all of my credit cards do have a pretty high balance, although I pay them all on time and I just opened an account with AT&T last month. Is my credit going to stay this bad as long as I keep a high balance on my credit cards? Or is it just high because I do not have a lot of credit experience?


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                ]]>                 http://creditrepairfree.org/credit-help/is-my-credit-score-weak-because-i-only-have-6-months-of-credit-experience/feed/ 6                 How can I build credit without a credit card? http://creditrepairfree.org/credit-help/how-can-i-build-credit-without-a-credit-card/ http://creditrepairfree.org/credit-help/how-can-i-build-credit-without-a-credit-card/#comments Tue, 01 Mar 2011 20:49:00 +0000 I want to get my own cell phone plan with AT&T but I don’t have any credit and dont want to have to put down an expensive down payment. How can I buil my credit with out credit cards?


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