My wife has no income or credit history. She received a credit card application in the mail. The application does not require me to put in any of my personal information but it does ask to state household income.

If she gets into trouble with her card, will it affect my credit or will the damage be limited to her credit score?

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I have requested and received free credit reports from all the 3 credit agencies, but none of the reports include a credit score. Are they required to send you your score. I did see a link on one of the sites that asked for to get my credit score and not just the credit history.

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I’m wanting to establish good credit but I don’t know where to start. I don’t want high interest and I know if you don’t have credit history, your credit is bad. Please tell me which credit card I should get. Thanks.

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I just applied for my first credit card ever yesterday, and I am hoping to get a credit limit of at least ,500. I have no credit history whatsoever, I don’t have to make a house payment, no dependents, and I make .10 an hour working 35-40 hours a week. Would all those factors contribute to a higher or lower credit limit, and do you think I’d be eligible for the ,500 limit?

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I am in college and I have student loans that the government is currently paying the interest on until I graduate. My credit score has gone up all on it’s own because of this… I am very happy to have a chance to obtain better credit and now I want to develop a good credit history since I have been given a head start. What should I do next to increase my credit with out putting it in jeopardy? Thank you for your advice!

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