Posted by | Posted in Credit Help | Posted on 11-03-2011-05-2008
2
I have some credit, but not a whole lot. My credit score is 628. I also have a delinquncy with Chase, which I am trying to pay off now, but I want to get a different credit card in the mean time to make payments on that to increase my score.
So what are some credit cards that will approve almost instantly with a credit score like that? I just want to get it to improve my credit.
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Posted by | Posted in Credit Help | Posted on 08-03-2011-05-2008
6
I got a letter back and my credit score is only 665. I only have 6 months of credit history, but all of my credit cards do have a pretty high balance, although I pay them all on time and I just opened an account with AT&T last month. Is my credit going to stay this bad as long as I keep a high balance on my credit cards? Or is it just high because I do not have a lot of credit experience?
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Posted by | Posted in Credit Help | Posted on 26-02-2011-05-2008
2
My current credit score is 745 and I’ve built it solely by using credit cards and paying on time (but never had any loans). Somebody told me that the abscence of installement-paid loan will prevent my score from climbing much higher. Is it true? Should I take some consumer loan to boost my credit score since I am planning to apply for a mortgage in the near future?
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Posted by | Posted in Credit Help | Posted on 26-02-2011-05-2008
5
I have two credit cards. One is a CapitalOne card with a 0 credit limit. I was recently talked in to getting a new credit card with WellsFargo with a 00 credit limit. I don’t feel safe having that amount anymore. I want to pay it all off and close it. I’ve had it for about a year. I’ve had the other one for about five years. Is that really bad for my credit score?
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Posted by | Posted in Credit Help | Posted on 31-12-2010-05-2008
2
I just refinance my car and lowered my interested and my monthly payment and I was just wondering, does refinancing your car help your credit score or build your credit?
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