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I just purchased a new car with the help of my parents, will the loan help my credit score down the line….?

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I just want to know if I should close the account, if I don’t plan on using the card that often? Want to improve my credit score.

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I see a great deal at a store to open up a credit card and get a prize or a rebate. If I want the big discount I open the credit card and then get the discount but I don’t want or need the credit card at all.

Is it better to close down this new card or keep it open with a zero balance? How does opening and closing account affect my credit score?

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I have a good credit score according to the report but when I tried to obtain a credit card, it said they couldn’t because I had insufficient credit history. How many months or years does it take to be able to obtain a credit card- just a basic, no premium or points with a good credit score?
Thanks!

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My wife has no income or credit history. She received a credit card application in the mail. The application does not require me to put in any of my personal information but it does ask to state household income.

If she gets into trouble with her card, will it affect my credit or will the damage be limited to her credit score?

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