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I attend Wayne State University and I tried to look up the credit scale so I know how many credits to take this upcoming semester, but I could not find anything. I need to know the credit scale of what is considered a freshman, sophomore, junior and senior for a full time student. Thanks.

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I don’t understand how credit hours work. Part-time I think is 12 credit hours a semester and full-time is 15 credit hours. If I went part time does that mean that I have to get 12 hours a week?

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Credit cards are becoming more and more picky about extending credit, and the interest rates are through the roof. What are some other ways I can establish solid credit without a credit card or major expenses? I go to college full time and work full time, I don’t want to get into heavy debt.

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Don’t give me a "it depends…" answer with a whole bunch of technical mumbo jumbo. I want a number here.

I had 1 credit card for about 2-3 years and finally graduated college and am working full time. I also never had any problems with payments (never missed a payment in my life).
Yeah of course I pay in full. I once thought about not paying in full and realized that I’d miss out on that sweet grace period. ::drools::

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