How do you start building credit if you have absolutely none?
I’m 22. I don’t have any history of credit. (No credit cards, loans, etc… Nothing.)
My friends told me that they all started building credit by opening a student credit card from Chase, the ones with a 200 dollar limit.
I tried to do that but actually got denied. They said that I have "too few accounts open to resolve credit."
So how do you do it?
Okay, I will try citibank, thanks.
Also, I already have a checking account open.
I do not have a cellphone or any other type of bill like that under my name, though. I mean, I don’t have a cellphone period, haha.
I don’t want one.
Also, I would never use a credit card unless I could pay it off immediately, of course.
That was my plan.
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