Posted by | Posted in Credit Repair | Posted on 23-04-2011-05-2008
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Posted by | Posted in Credit Help | Posted on 20-03-2011-05-2008
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My boyfriend has no credit and we’re trying to qualify for a mortgage. We really want to buy a house by like November so we can qualify for the first time buyer credit.
If he got a credit card like today, that would be about 4 months. Is this enough time to get a score?
Also, he can’t get approved because he has no credit, will a secured credit card give the same credit as a regular card?
Posted by | Posted in Credit Help | Posted on 19-03-2011-05-2008
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If I have a good credit score but still have unpaid collection accounts on my credit report will lenders expect me to pay those before they would give me a mortgage? Or if my credit score is high does that mean they won’t really care about much else?
Posted by | Posted in Credit Help | Posted on 26-02-2011-05-2008
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My current credit score is 745 and I’ve built it solely by using credit cards and paying on time (but never had any loans). Somebody told me that the abscence of installement-paid loan will prevent my score from climbing much higher. Is it true? Should I take some consumer loan to boost my credit score since I am planning to apply for a mortgage in the near future?
Posted by | Posted in Credit Help | Posted on 07-08-2010-05-2008
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How can I get my credit build up if no one will give me a credit card to begin with? I have never had a credit card, I bought a home and I have been paying mortgage on time. Will that help my credit? I do have doctor bills on my credit report, any ideas as to how I can get rid of them without costing me a arm and leg.
