CreditRepairFree.Org » parents

Will having a car loan help build my poor credit?

Thu, 30 Dec 2010 00:11:23 +0000

I just purchased a new car with the help of my parents, will the loan help my credit score down the line….?

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Credit ?

Sun, 12 Sep 2010 21:47:03 +0000

Im 18 with zero credit history and im having trouble building my credit. My parents have bad credit so i have no cosigners. I cant buy an old car or anything. So i started small. A credit card. I was denied. How am i supposed to build credit when im not givin a chance? Where can i go to get a credit card?

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What is the best credit card to get for a starter in the credit world?

Sun, 11 Jul 2010 02:38:34 +0000

I’m looking at getting my first credit card. I’m 20 years old and I have a credit card that is linked to my parents, so I have near perfect credit. I’m trying to start building my own credit and I want to know what is the best card for a young person trying to build their own credit.

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I want to go back to college I have no $ bad credit & no help from parents I cant get grants or aid. hopeless?

Wed, 30 Jun 2010 14:34:25 +0000

Im 22 and have been out of college for over 1 year. My parents provide no financial assistance; yet the government and school won’t provide me with aid because of my parents income. The estimated family contribution is too high. I work monday-friday 9-6 and cant make ends meet as is. I have terrible credit and no shot at school loans or grants. I have wanted to finish school and i am in my junior year. Because i was working 3 jobs to pay for school my grades dropped tremendously and i was put on academic probation. I have the determination and drive to make something of myself, just cant find a way to afford living and going to school. I am nobody special- i have no family involved in organizations who provide scholarships & my grades arent good enough to be awarded. I was recently accepted to the university i wanted to attend & am so excited but i dont know how i will afford it. Can anybody give me any advice? I appreciate any help on my problem. Just cant find a way to succeeding:(

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How to pay off credit cards enrolled in a debt management program?

Fri, 23 Apr 2010 14:31:32 +0000

I have been in a debt management program with a local credit counseling service for about 8 months. My parents have offered to co-sign a loan so I can pay off the cards. The loan with the bank is a lower interest rate than the cards and will pay them off faster with a lower payment each month. Should I pay the cards directly or go through the credit counseling service? Which is better for my credit score?