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	<title>CreditRepairFree.Org &#187; rewards</title>
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	<description>Credit Repair Information</description>
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		<title>Can credit card companies close your accounts without warning? How does it affect your credit score?</title>
		<link>http://creditrepairfree.org/credit-help/can-credit-card-companies-close-your-accounts-without-warning-how-does-it-affect-your-credit-score/</link>
		<comments>http://creditrepairfree.org/credit-help/can-credit-card-companies-close-your-accounts-without-warning-how-does-it-affect-your-credit-score/#comments</comments>
		<pubDate>Thu, 01 Jul 2010 05:01:18 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[credit card account]]></category>
		<category><![CDATA[credit card accounts]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[inactivity]]></category>
		<category><![CDATA[letter in the mail]]></category>
		<category><![CDATA[rewards]]></category>

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		<description><![CDATA[I received a letter in the mail from Juniper (iTunes Rewards) stating that they have closed my credit card account due to inactivity. I opened the account about 18 months ago and have never actually used it. Can they close my account just like that without any warning? How should I handle the situation? (Is [...]]]></description>
			<content:encoded><![CDATA[<p>I received a letter in the mail from Juniper (iTunes Rewards) stating that they have closed my credit card account due to inactivity. I opened the account about 18 months ago and have never actually used it. Can they close my account just like that without any warning? How should I handle the situation? (Is there anything I can even do?)</p>
<p>Also, I know that closing credit card accounts lowers your credit score. Does anyone know how much mine will be affected?
</p>
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<li><a href='http://www.ibusinessanswers.com/credit/what-would-happen-if-i-canceled-my-only-credit-card-account-ive-had-for-the-past-10-years-with-good-credit.html'>What would happen if I canceled my only credit card account I&#8217;ve had for the past 10 years with good credit? | business answers</a></li>
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		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>I&#039;m 19 and looking for a good credit card to start off with and build my credit report? help please?</title>
		<link>http://creditrepairfree.org/credit-help/im-19-and-looking-for-a-good-credit-card-to-start-off-with-and-build-my-credit-report-help-please/</link>
		<comments>http://creditrepairfree.org/credit-help/im-19-and-looking-for-a-good-credit-card-to-start-off-with-and-build-my-credit-report-help-please/#comments</comments>
		<pubDate>Mon, 28 Jun 2010 14:41:09 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[groceries]]></category>
		<category><![CDATA[rewards]]></category>
		<category><![CDATA[sophomore year]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[I&#8217;m about to start my Sophomore year in college and I&#8217;ll be living in a house next year and I&#8217;m wanting to start building my credit score. I&#8217;ll have to funds to pay it off every month and am going to only use it with groceries and gas. I was wondering which ones have good [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m about to start my Sophomore year in college and I&#8217;ll be living in a house next year and I&#8217;m wanting to start building my credit score.  I&#8217;ll have to funds to pay it off every month and am going to only use it with groceries and gas.  I was wondering which ones have good rewards and stuff like that.  Any help would be great.  Thanks for looking
</p>
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</ul>
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]]></content:encoded>
			<wfw:commentRss>http://creditrepairfree.org/credit-help/im-19-and-looking-for-a-good-credit-card-to-start-off-with-and-build-my-credit-report-help-please/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>How many credit cards is too much to affect your credit score?</title>
		<link>http://creditrepairfree.org/credit-cards/how-many-credit-cards-is-too-much-to-affect-your-credit-score/</link>
		<comments>http://creditrepairfree.org/credit-cards/how-many-credit-cards-is-too-much-to-affect-your-credit-score/#comments</comments>
		<pubDate>Mon, 12 Apr 2010 03:36:15 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[aa]]></category>
		<category><![CDATA[bonus]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[delta]]></category>
		<category><![CDATA[flights]]></category>
		<category><![CDATA[rewards]]></category>
		<category><![CDATA[signature]]></category>
		<category><![CDATA[visa]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[I am going to ask another question regarding which CC should I add to my credit card profile to add to my rewards. I have excellent credit, pay my balance in full each month, and I use my CC to pay for everything I can to rack up points/miles etc. I am at a point [...]]]></description>
			<content:encoded><![CDATA[<p>I am going to ask another question regarding which CC should I add to my credit card profile to add to my rewards.  I have excellent credit, pay my balance in full each month, and I use my CC to pay for everything I can to rack up points/miles etc.</p>
<p>I am at a point where I want to increase my points and miles so there are some options.  The question is, what is too much.  I basically share a VISA with my wife, and have an older VISA that i keep.  I realize that you should keep older credit cards for history.  I want to add at least one AM/EX either the Starwood points, or the Delta Miles.  I also might switch our Cap1 card to the signature to get 2 points for every    spent, instead of 1.25 for .  That is a new card, not a switch.  And recently, I have received letters for UNITED miles (20,000 bonus) and AA Miles (21,000 Bonus).  I would love to use those just to add to my miles on those flights.  Could I add 3-4 cards without hurting my excellent credit?  I will not rack up debt.
</p>
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		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>3 Best Credit Cards</title>
		<link>http://creditrepairfree.org/credit-repair/3-best-credit-cards/</link>
		<comments>http://creditrepairfree.org/credit-repair/3-best-credit-cards/#comments</comments>
		<pubDate>Sun, 21 Mar 2010 20:42:52 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[american]]></category>
		<category><![CDATA[back]]></category>
		<category><![CDATA[best]]></category>
		<category><![CDATA[cards]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[Credit Links]]></category>
		<category><![CDATA[express]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[mastercard]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[rewards]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[visa]]></category>

		<guid isPermaLink="false">http://creditrepairfree.org/3-best-credit-cards/</guid>
		<description><![CDATA[The 3 best credit cards in America. Related Blogs]]></description>
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<p>The 3 best credit cards in America.<!-- pingbacker_start --><br />
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		<slash:comments>8</slash:comments>
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