Wednesday, July 21st, 2010 at
9:49 PM
I am only getting a credit card so that I can make small purchases and pay them off right away to build my credit. Please do not lecture me on how to use a credit card, I am already fully aware. I just want to know which credit cards have the lowest rates for an eighteen year old with no credit. Thanks in advance!
If you are just going to answer "none’ don’t bother.
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Saturday, July 17th, 2010 at
5:04 AM
I know it’s not revolving credit… but i have a hard time believing it will not do anything to my credit score. It seems to me it shows financial responsiblity. Correct me if I’m wrong, though… grab 10 points. Thanks in advance gents and ladies.
Thursday, June 24th, 2010 at
12:18 AM
I got my credit report today and it shows that my total credit amount is 0 and I have 6 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective way to contact the credit card companies and get them to report accurate and up to date information to the credit bureaus? I feel that this issue is affecting my credit score, so I would like to fix this.
Thanks in advance.
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Wednesday, April 14th, 2010 at
4:52 AM
I am currently a college student with 2 checking accounts (Wamu- 3 years & BOA- 1 year) and 1 credit card (Citi- 1 year). I have always met the requirements for my checking accounts and paid all my credit card bills on time. As for loans, I do have about ,000 of student loans in debt. I was wondering if it is okay for me to get another credit card. Also, many say that having a lot of credit cards are bad for you. What is the reccomendation of how many bank accounts and credit cards should I have so that my credits would not go down? Thanks in advance!
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