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	<title>CreditRepairFree.Org &#187; thanks in advance</title>
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	<link>http://creditrepairfree.org</link>
	<description>Credit Repair Information</description>
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		<title>What is the best credit card for an 18 year old?</title>
		<link>http://creditrepairfree.org/credit-help/what-is-the-best-credit-card-for-an-18-year-old/</link>
		<comments>http://creditrepairfree.org/credit-help/what-is-the-best-credit-card-for-an-18-year-old/#comments</comments>
		<pubDate>Wed, 21 Jul 2010 21:49:59 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[thanks in advance]]></category>

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		<description><![CDATA[I am only getting a credit card so that I can make small purchases and pay them off right away to build my credit. Please do not lecture me on how to use a credit card, I am already fully aware. I just want to know which credit cards have the lowest rates for an [...]]]></description>
			<content:encoded><![CDATA[<p>I am only getting a credit card so that I can make small purchases and pay them off right away to build my credit. Please do not lecture me on how to use a credit card, I am already fully aware. I just want to know which credit cards have the lowest rates for an eighteen year old with no credit. Thanks in advance!<br />
If you are just going to answer &quot;none&#8217; don&#8217;t bother.
</p>
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		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>Does paying off a car loan help your credit score?</title>
		<link>http://creditrepairfree.org/credit-help/does-paying-off-a-car-loan-help-your-credit-score/</link>
		<comments>http://creditrepairfree.org/credit-help/does-paying-off-a-car-loan-help-your-credit-score/#comments</comments>
		<pubDate>Sat, 17 Jul 2010 05:04:33 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[gents]]></category>
		<category><![CDATA[grab]]></category>
		<category><![CDATA[hard time]]></category>
		<category><![CDATA[revolving credit]]></category>
		<category><![CDATA[thanks in advance]]></category>

		<guid isPermaLink="false">http://creditrepairfree.org/349/does-paying-off-a-car-loan-help-your-credit-score/</guid>
		<description><![CDATA[I know it&#8217;s not revolving credit&#8230; but i have a hard time believing it will not do anything to my credit score. It seems to me it shows financial responsiblity. Correct me if I&#8217;m wrong, though&#8230; grab 10 points. Thanks in advance gents and ladies. Relevant Content]]></description>
			<content:encoded><![CDATA[<p>I know it&#8217;s not revolving credit&#8230;  but i have a hard time believing it will not do anything to my credit score.  It seems to me it shows financial responsiblity.  Correct me if I&#8217;m wrong, though&#8230; grab 10 points.  Thanks in advance gents and ladies.
</p>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How can I get my credit card company to report account information?</title>
		<link>http://creditrepairfree.org/credit-help/how-can-i-get-my-credit-card-company-to-report-account-information/</link>
		<comments>http://creditrepairfree.org/credit-help/how-can-i-get-my-credit-card-company-to-report-account-information/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 00:18:43 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[credit bureaus]]></category>
		<category><![CDATA[credit card companies]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit limit]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[thanks in advance]]></category>

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		<description><![CDATA[I got my credit report today and it shows that my total credit amount is 0 and I have 6 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn&#8217;t been reported since April. Is there an effective way to [...]]]></description>
			<content:encoded><![CDATA[<p>I got my credit report today and it shows that my total credit amount is 0 and I have 6 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn&#8217;t been reported since April. Is there an effective way to contact the credit card companies and get them to report accurate and up to date information to the credit bureaus? I feel that this issue is affecting my credit score, so I would like to fix this.</p>
<p>Thanks in advance.
</p>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>How many bank accounts and credit cards should I have?</title>
		<link>http://creditrepairfree.org/credit-cards/how-many-bank-accounts-and-credit-cards-should-i-have/</link>
		<comments>http://creditrepairfree.org/credit-cards/how-many-bank-accounts-and-credit-cards-should-i-have/#comments</comments>
		<pubDate>Wed, 14 Apr 2010 04:52:30 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[3 years]]></category>
		<category><![CDATA[amp]]></category>
		<category><![CDATA[bank accounts]]></category>
		<category><![CDATA[boa]]></category>
		<category><![CDATA[checking accounts]]></category>
		<category><![CDATA[credit card bills]]></category>
		<category><![CDATA[reccomendation]]></category>
		<category><![CDATA[student loans]]></category>
		<category><![CDATA[thanks in advance]]></category>
		<category><![CDATA[wamu]]></category>

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		<description><![CDATA[I am currently a college student with 2 checking accounts (Wamu- 3 years &#38; BOA- 1 year) and 1 credit card (Citi- 1 year). I have always met the requirements for my checking accounts and paid all my credit card bills on time. As for loans, I do have about ,000 of student loans in [...]]]></description>
			<content:encoded><![CDATA[<p>I am currently a college student with 2 checking accounts (Wamu- 3 years &amp; BOA- 1 year) and 1 credit card (Citi- 1 year). I have always met the requirements for my checking accounts and paid all my credit card bills on time. As for loans, I do have about ,000 of student loans in debt. I was wondering if it is okay for me to get another credit card. Also, many say that having a lot of credit cards are bad for you. What is the reccomendation of how many bank accounts and credit cards should I have so that my credits would not go down? Thanks in advance!
</p>
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		<slash:comments>9</slash:comments>
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